Webster Bank is offering some competitive long-term CD rates. These include a 5.00% APY 5-year CD, a 4.25% APY 3-year CD and a 4.00% APY 2-year CD. A checking account is required. The minimum deposit is $1,000.
I last reported on this bank in February when they were offering a $100 checking account bonus. When I contacted the bank for that promo, I was told that people in any state can apply online. There are "open" buttons on the CD rate table that link to an online application, but I would recommend verifying with the bank that they do accept out-of-state deposits for their CDs. Also, I recommend verifying the rates since a note at the bottom of the table states that rates may vary by state and region.
Branches are located in Connecticut, Massachusetts, Rhode Island and in Westchester County, New York. The bank is FDIC insured (FDIC Certificate # 18221). It's a fairly large bank with $17.1 billion in assets. BauerFinancial gives the bank 4 stars (excellent) based on 3/31/08 data.
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